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Newsletter: Frugal Living

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Frugal Living

Did you know that...
Some credit card issuers specify to the minute when payments are due? If you are five minutes late, you are charged a late fee. Self-defense: Read your credit card statement to find the exact due date and time.

Being grateful is good for your health.
Grateful people tend to be more optimistic, and that seems to boost the immune system. They are more likely to eat well, exercise regularly and obstain preventive medical care.

Keep a journal, regularly writing down things for which you are grateful...
Create a list of good things in your life and express your gratitude for them...
Talk to yourself in an optimistic and appreciative way...
Try to look at all situations in the most positive way possible

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